Clarifies that owners of self-driving motor vehicles must comply with existing insurance requirements.

S 2994 clarifies that owners of self-driving vehicles must follow New Jersey's existing auto insurance requirements. The bill amends the state's insurance laws to explicitly include "self-driving private passenger automobiles that are capable of operating without active control or monitoring by a human operator" under the definition of "automobile" for insurance purposes. This means owners of self-driving vehicles registered or garaged in New Jersey must maintain motor vehicle liability insurance covering bodily injury, death, and property damage, with minimum coverage levels that increase over time. The bill ensures self-driving cars are subject to the same insurance mandates as traditional vehicles under New Jersey's automobile insurance system.