Creates housing purchase matching grant program for members of United States Armed Forces and New Jersey National Guard who have served in certain military operations.

This bill creates a housing purchase matching grant program for New Jersey National Guard members and U.S. Armed Forces personnel who served at least 90 days in Operation Noble Eagle, Operation Enduring Freedom, or Operation Iraqi Freedom. The program provides up to $10,000 in matching funds (dollar for dollar) to eligible applicants for home purchases in New Jersey, covering closing costs, equity payments, or other home-buying expenses. To qualify, applicants must provide proof of military service in specified operations, legal New Jersey residency, and intent to purchase a principal residence in the state. The program, administered by the New Jersey Housing and Mortgage Finance Agency with coordination from the Department of Military and Veterans Affairs, is funded by a $2 million appropriation from the General Fund.