Requires delivery network company to maintain certain automobile insurance.

This New Jersey bill (S 2273) requires delivery network companies (like food or package delivery apps) and their drivers to maintain specific auto insurance coverage when using personal vehicles for deliveries. Drivers must carry minimum liability insurance ($50,000 per person for injuries, $100,000 per incident, $25,000 for property damage) while logged in but not delivering, and higher coverage ($1.5 million for injuries and property damage) while actively delivering goods. The bill mandates that companies provide this coverage if a driver’s insurance lapses, and drivers must carry proof of insurance and disclose their activity status (logged in or delivering) after accidents. It directly affects delivery drivers and companies operating in New Jersey, ensuring minimum coverage levels during all phases of delivery work.