"Michelle's Law"; requires health benefit plans to cover mammogram for an individual if recommended by health care provider.

S 1330 "Michelle's Law" requires all health insurance plans in New Jersey to cover mammograms under specific conditions. It mandates coverage for a baseline mammogram at age 40, annual mammograms for women 40 and older, and mammograms for women under 40 with breast cancer risk factors (like family history) as recommended by their doctor. The law also requires coverage for additional tests like ultrasounds or MRIs after a mammogram if breast density is extremely high, the mammogram is abnormal, or other risk factors exist. This directly affects women who need breast cancer screening through their health insurance plans. The bill is currently in committee after being introduced in January 2024.