Requires reporting agencies to report to Division of Consumer Affairs number of free consumer reports furnished to New Jersey resident consumers annually.

This bill requires national credit bureaus (like Equifax or Experian) to annually report to New Jersey's Division of Consumer Affairs the total number of free credit reports they provided to New Jersey residents in the previous year. Specifically, they must report how many residents received one free report and how many received two free reports. Failure to comply results in a $10,000 penalty per violation. The bill targets agencies that compile nationwide credit data, not individual consumers or the content of the reports themselves.