Provides incentives for certain businesses associated with military installations.

S 123 modifies New Jersey's existing small business loan program to provide reduced interest rates (up to 25 basis points lower) for qualifying "military support businesses." These businesses must be small, located within five miles of a New Jersey military installation, and conduct R&D or innovative projects directly supporting military missions. The bill specifically adds "military support businesses" to the list of eligible applicants under the program, alongside farming operations and dairy farmers. It does not create new funding but adjusts interest rate terms for this defined category of businesses.