Concerns certain actions brought under "Truth-in-Consumer Contract, Warranty and Notice Act."

This bill amends New Jersey's Truth-in-Consumer Contract, Warranty and Notice Act (TCCWNA) to change how consumers can pursue legal action for violations. It requires that class-action lawsuits under the TCCWNA must involve an actual financial harm (not just technical violations), and consumers seeking recovery for losses under $250 must first request reimbursement in writing via certified mail (with a 35-day waiting period) before filing a lawsuit. For counterclaims in other lawsuits, the reimbursement step is satisfied if the consumer states the loss amount ($250 or less) in their filing, and the opposing party can avoid paying attorney fees by placing the disputed amount in escrow. The bill applies specifically to TCCWNA violations and does not affect claims exceeding $250.