Provides mortgage payment relief, income tax relief, consumer reporting protection, and eviction protection for residential property owners, tenants, and other consumers, economically impacted during time of coronavirus disease 2019 pandemic.

This bill provides temporary relief for New Jersey residents facing financial hardship due to the COVID-19 pandemic. It requires mortgage lenders to grant at least 90 days of payment suspension (extendable to 180 days total) for homeowners whose household income falls below 150% of the area median income and have limited savings. It also prohibits non-essential evictions for tenants who lost income or incurred pandemic-related expenses (like childcare or funeral costs), excluding those earning over 100% of median income or holding significant savings. The protections apply to primary residences during the declared emergency period and 60 days after. (Note: The bill does not include income tax relief as stated in its title; this appears to be a misstatement in the title only.)