Prohibits health insurance carriers from denying payment of claim while seeking coordination of benefits information.

This bill prohibits health insurance carriers in New Jersey from denying payment for medical claims while they are still gathering information to determine which insurance policy should pay first. It directly affects health insurance companies, healthcare providers, and patients who have multiple insurance plans. The key provision requires insurers to pay claims within specified timeframes unless they have already received all necessary documentation to verify coverage and prevent fraud. The bill aims to prevent delays in receiving medical care by stopping insurers from using coordination of benefits inquiries as an excuse to withhold payment.