Prohibits certain financial institutions from requiring certain disabled veterans to include anticipated property tax obligations as part of mortgage applications.

Bill A5414 prohibits New Jersey state-chartered banks, mortgage companies, and credit unions from requiring disabled veterans with a 100% service-connected disability (or their surviving spouses) to disclose anticipated property tax obligations in mortgage applications. Financial institutions must instead rely on a certification from the municipality assessor confirming the applicant meets all eligibility requirements for the disabled veterans' property tax exemption, excluding property ownership for new home purchases or including ownership for refinancing. The bill mandates the Commissioner of Banking and Insurance to create a certification form and publish a list of participating financial institutions. This policy change removes a specific disclosure requirement from mortgage underwriting for qualifying veterans, directly affecting their application process.