Raises age for purchase of lottery tickets and wagering on horse racing from 18 to 21.

This bill (A5197) raises the minimum age for purchasing lottery tickets and wagering on horse racing from 18 to 21 years old in New Jersey. It affects individuals under 21 who currently participate in these activities, requiring them to wait until they turn 21 to engage in these forms of gambling. Existing accounts for horse racing wagering held by people under 21 will be frozen, and account holders will receive full refunds of all monies in their accounts within 30 days of the bill's effective date. The bill aligns New Jersey's gambling age requirements for lottery and horse racing with other forms of gambling like casino games and sports wagering, which already require participants to be 21 or older.