"Flood Zone Clarification Act"; modifies procedure for delineation of State flood hazard areas.

This bill (A5115, "Flood Zone Clarification Act") requires New Jersey's Department of Environmental Protection (DEP) to set the state's flood hazard area boundaries at no more than one foot above the 100-year flood elevation defined by FEMA's National Flood Insurance Program. It blocks the DEP from implementing its proposed NJPACT Rules (which would have used a 5-foot standard) until June 2038, unless the Legislature passes a specific concurrent resolution approving them. The bill directly affects property owners, developers, and local governments in flood-prone areas by standardizing flood zone boundaries and requiring legislative approval for future DEP rule changes. It does not change the existing requirement that flood zones must be at least as protective as FEMA's standards, but removes the DEP's prior discretion to set higher boundaries.