"Motor Vehicle Insurance Verification Act"; requires Motor Vehicle Commission to establish online motor vehicle insurance verification system.

This bill requires the New Jersey Motor Vehicle Commission to create an online system for verifying vehicle insurance coverage. It mandates that insurers provide policy data to this system, which law enforcement officers can use in real-time during traffic stops to confirm if a vehicle has valid insurance. The system replaces all previous verification methods and allows the Commission to suspend or revoke registration for uninsured vehicles until proof of insurance and fees are provided. Insurers must maintain records of system interactions for six months and cooperate with the Commission’s implementation. The Commission must also report on the system’s costs and effectiveness in reducing uninsured vehicles within two years.