Prohibits seller of residential real estate from requiring potential buyers to disclose down payment when presenting offer to seller.

This bill prohibits residential real estate sellers in New Jersey from demanding that potential buyers reveal their down payment amount when submitting an offer. It directly affects home sellers and buyers in single-family homes or small apartment buildings (up to four units), ensuring buyers' financial details remain private during negotiations. The law defines "down payment" as an upfront percentage of the home's price and excludes properties with more than four residential units. Violating this rule carries a civil penalty of up to $1,000, enforceable through court action.