Requires private health insurers, SHBP, SEHBP, Medicaid, and NJ FamilyCare to cover wigs under certain circumstances.

This bill requires private health insurers, the State Health Benefits Program (SHBP), State Employees' Health Benefits Program (SEHBP), Medicaid, and NJ FamilyCare to cover wigs when medically necessary. It mandates coverage only if a licensed dermatologist, oncologist, or physician prescribes the wig and certifies its necessity for treating a diagnosed illness, chronic condition, or injury. Insurers must cover wigs no more frequently than once every 36 months and pay for them like other durable medical equipment. The bill explicitly prohibits restricting coverage to people undergoing chemotherapy for cancer.