Requires health insurance coverage of preimplantation genetic testing with in vitro fertilization under certain conditions.

This bill requires health insurance plans in New Jersey to cover preimplantation genetic testing (PGT) with in vitro fertilization (IVF) for people who are not infertile, specifically to prevent certain serious genetic conditions from being passed to offspring. Coverage is required when both partners are carriers of specific genetic disorders, one partner is a carrier with a child who has the disorder, or the genetic condition would cause significant health problems in offspring. The bill defines specific medical conditions that qualify for coverage and limits it to those cases, while allowing religious employers to request exclusions if coverage conflicts with their religious beliefs. The coverage must be provided at facilities meeting specific medical standards, with the same copayments and deductibles as other pregnancy-related services.