"Travel Insurance Act."

The Travel Insurance Act establishes a regulatory framework for travel insurance in New Jersey, affecting travel insurance producers, retailers, and consumers. It creates licensing requirements for limited lines travel insurance producers and travel retailers, and mandates clear disclosure of what's included in travel protection plans (insurance, assistance services, and cancellation waivers). The bill requires specific information about coverage, claims processes, and cancellation policies to be provided to consumers, and specifies that travel insurance should be classified under inland marine or accident and health insurance lines. It also prohibits misleading practices like marketing "free" blanket insurance coverage or using negative options to automatically enroll consumers.