Requires health insurance coverage for certain student athlete physical examinations.

This bill (A364) requires all health insurers in New Jersey - including hospital service corporations, medical service corporations, health maintenance organizations, and state health benefit programs - to cover the cost of annual physical examinations for student athletes. It directly affects student athletes participating in school sports or camp activities, mandating that these exams be covered "to the same extent as any other preventive health care service" under existing insurance plans. The law applies to policies issued or renewed 120 days after enactment, ensuring coverage for pre-participation clearance exams without additional cost to families. This is a concrete policy change requiring insurers to include these exams in standard preventive care coverage.