Requires certain issuance standards and open enrollment for Medicare supplement policies.

This bill requires New Jersey Medicare supplement insurers to accept all applicants year-round without denying coverage or charging higher premiums based on health status, medical history, or pre-existing conditions. It mandates continuous open enrollment, meaning applicants can enroll in a Medicare supplement policy at any time without waiting periods or health-related restrictions. The law applies to all Medicare beneficiaries in New Jersey, including those enrolled due to disability, and prohibits insurers from discriminating in pricing or issuance. These changes aim to make Medigap coverage more accessible and fair for seniors and people with disabilities.