Requires electric public utilities to establish interest-free revolving loan program to help residential customers purchase standby emergency power generators.

This bill requires New Jersey electric utilities to create an interest-free loan program enabling residential customers to purchase standby emergency power generators. The program provides loans up to $8,000 per generator, with repayment managed through an "energy resilience fee" added to customers' monthly bills - itemized separately and based on usage (e.g., flat fee or surcharge). Utilities must establish a revolving loan fund and recover implementation costs through their regular revenue, while the fee itself is not considered utility revenue or subject to taxes. It directly affects residential utility customers in New Jersey who choose to participate in the program to finance generator purchases from private vendors.