Requires health insurance carriers to categorize mental health treatment and therapy received by victim of domestic violence as medically necessary treatment and provide full benefits coverage therefor.

This New Jersey bill (A2310) requires all health insurance carriers to cover mental health treatment and therapy for victims of domestic violence as medically necessary, providing full benefits without limitations. It applies to all health insurance providers, including hospitals, medical service corporations, health maintenance organizations, and individual and group health insurance plans. The bill amends current law to mandate that mental health treatment for domestic violence victims be treated the same as physical injury treatment for coverage purposes. This fills a gap where insurance previously covered physical injuries from domestic violence but not mental health services for the same victims. The coverage requirement applies to all plans where insurers can change premiums.