Clarifies exceptions regarding requirement for person seeking to be made party in certain foreclosure actions.

This bill clarifies that a buyer who purchased property for less than fair market value can be included as a party in a foreclosure case for tax-delinquent property if the seller provides written certification about a licensed appraisal or acknowledges the right to an appraisal but sells for less. It maintains existing exceptions allowing family members or buyers from judicial sales to join foreclosure cases without this certification. The bill applies to New Jersey foreclosure proceedings involving property sold due to unpaid taxes or municipal liens. This change ensures clarity for buyers and sellers in these specific foreclosure scenarios.