Requires health insurance coverage of standard fertility preservation services for individuals with certain menstrual disorders resulting in infertility.

This New Jersey bill requires health insurance plans to cover fertility preservation services for individuals diagnosed with specific menstrual disorders that may cause infertility, including endometriosis, menorrhagia, and uterine fibroids. Insurance providers must cover these services on the same terms as other medical treatments, with identical copayments, deductibles, and benefit limits. The bill prohibits insurers from denying coverage based on factors such as age, gender identity, sexual orientation, or perceived quality of life. It applies to most health insurance plans in New Jersey, including those for state and school employees. Coverage includes cryopreservation of embryos and oocytes but excludes sperm storage.