Requires public high school students to receive financial literacy instruction on higher education costs, student financial assistance, and cryptocurrencies.

This bill requires all New Jersey public high schools to add specific financial literacy instruction to their existing curriculum. It mandates teaching students about applying for college financial aid, understanding higher education costs and funding options (like loans and grants), student loan rights/responsibilities, and assessing cryptocurrency investment risks while warning against "get rich quick" scams. The instruction must be included in courses covering financial, economic, business, and entrepreneurial literacy. The law takes effect immediately, applying to the first full school year after enactment.