Requires health insurance coverage for annual mental health screening.

This bill requires all health insurance plans in New Jersey to cover annual mental health screenings under the same terms as other medical services. It applies to individual and group health insurance policies, health maintenance organizations, and state health benefit programs. Insurers must provide this coverage without applying more restrictive limitations than those for other medical services. The law mandates coverage for mental health conditions as defined by current medical standards. The bill will take effect 90 days after enactment for all plans issued or renewed on or after that date.