Rep. Monica De La Cruz

Maddy summaryThis bill, known as the Ratepayer Protection Act, modifies federal energy laws to ensure that large industrial customers pay for the specific infrastructure upgrades needed to serve their high electricity demands. It directly affects non-residential facilities with a peak power usage of 100 megawatts or more, requiring utilities to charge these customers the full incremental cost of any necessary generation, transmission, or distribution improvements. Under the new rules, large customers must also provide financial guarantees or contributions before such upgrades are made, ensuring utilities can recover costs even if the customer leaves the contract early. State regulators have two years to implement these standards, though the bill exempts utilities in states that have already enacted similar measures or are actively considering them.

Maddy summaryThe SBA Spanish Resource Report Act requires the Small Business Administration administrator to submit a detailed report to Congress within 180 days of enactment. This report must inventory existing Spanish-language resources and services, including websites, application materials, and customer support, as well as those provided by partner organizations like small business development centers. The document also mandates an analysis of usage data, associated costs for translation and outreach, and operational considerations for delivering these services. While the bill requires a public report and a subsequent briefing to congressional committees, it explicitly states that this action does not force the agency to create, expand, or cut any specific Spanish-language programs.

Maddy summaryThis bill clarifies that certain personal services entities owned by registered stockbrokers are not automatically considered "brokers" under securities law, if specific conditions are met. It directly affects registered representatives who own personal services entities (like independent contractor firms) and their brokers. Key provisions require brokers to control payment details, prevent entities from advertising as brokers, maintain written agreements, restrict ownership to the representative or immediate family, and preserve required records for oversight. The change aims to eliminate regulatory confusion for small, representative-owned entities without altering core broker-dealer rules.

Maddy summaryThis bill extends existing whistleblower protections to workers on all contracts funded by the Department of Housing and Urban Development (HUD). It applies Section 4712 of U.S. law - which prohibits retaliation against employees reporting fraud or waste - to every HUD contract, subcontract, grant, or personal services agreement, regardless of when the contract was signed. This means employees working on HUD-funded projects can now seek legal protection if they face retaliation for raising concerns about misconduct. The law directly affects HUD contractors and their employees by ensuring they have the same legal safeguards as other federal contract workers.

Maddy summaryThe Consumer Financial Protection Accountability and Reform Act of 2026 significantly restructures the Bureau of Consumer Financial Protection by subjecting it to the regular federal appropriations process and establishing an independent Inspector General appointed by the President. The bill restricts the Bureau's supervisory authority over banks and credit unions with assets under $30 billion, allowing these institutions to elect to remain under their existing prudential regulators instead. It also introduces a safe harbor for small-dollar loans of $3,500 or less that meet specific structural requirements, shielding compliant lenders from civil money penalties and private damages. Additionally, the legislation creates federal standards for earned wage access services, requiring providers to offer a no-cost option for early wage access and prohibiting them from treating these services as credit or debt under federal law.

National Law Enforcement Officers Remembrance, Support and Community Outreach Act. [ sic ] This bill temporarily directs the Department of the Interior to award a grant to the National Law Enforcement Officers Memorial Fund for the expenses associated with operating and enhancing the community outreach, public education, and officer safety and wellness programs of the National Law Enforcement Museum.

Maddy summaryThis House resolution formally honors the life and legacy of the late Representative Kay Granger from Texas, recognizing her historic achievements in public service. The bill highlights her roles as the first woman elected mayor of Fort Worth, the first Republican woman to represent Texas in the U.S. House, and the first Republican woman to chair the House Committee on Appropriations. It also acknowledges her contributions to national defense, including her work on the F-35 fighter jet program and the naming of a Navy ship for Fort Worth. The resolution expresses sympathy to Granger's family and directs the Clerk of the House to send an official copy of the document to her loved ones.

Maddy summaryThe Diabetes Prevention Program Reauthorization Act of 2026 extends funding for the National Diabetes Prevention Program through fiscal year 2031. This legislation directly affects individuals at risk for type 2 diabetes by ensuring continued access to evidence-based prevention services. The bill appropriates specific amounts for each year, starting with $39.3 million in fiscal year 2027 and increasing by $5 million annually to reach $59.3 million in fiscal year 2031.

Maddy summaryThis resolution commemorates the 61st anniversary of the Medicare program, which was enacted in 1965 to provide health insurance for seniors and individuals with disabilities. It acknowledges the program's role in covering approximately 70 million Americans and highlights its growth from 19 million beneficiaries in 1966 to its current scale. The text honors the contributions of healthcare providers, caregivers, and government personnel who maintain the system while recognizing the program's impact on healthcare access and financial security.

Maddy summaryThe Young Farmer Success Act expands student loan forgiveness to include individuals working full-time as employees or managers on farms and ranches. To qualify, these agricultural operations must generate at least $35,000 in gross revenue from selling agricultural products in 2026, with the required income increasing annually based on inflation adjustments. This change directly affects young people seeking loan relief who are currently employed in the farming and ranching sectors but were previously ineligible for this specific provision.