Provides for a study of certain issues relating to insurance. (BDR 57-405)

SB 47 requires Nevada's Insurance Commissioner to study whether health insurers provide equal coverage for mental health and substance use treatment compared to physical health care. It mandates public and private insurers, state agencies like the Department of Health and Human Services, and other entities to submit specific data on coverage terms, including provider networks, reimbursement rates, and claim denials. The study, to be conducted by a contractor hired using available funds, will analyze compliance with federal mental health parity laws and examine impacts like workforce shortages and costs. The results will be reported annually to the legislature and upon completion of the study.