AB 296 Nevada Assembly · 2025 Regular Session

Revises various provisions relating to motor vehicles. (BDR 43-231)

AB 296 requires Nevada's DMV to partner with licensed loan companies to offer installment payment options for vehicle registration fees through online services, capping interest at 15% and setting a $250 minimum loan amount. It establishes rules for digital license plates, mandating they display valid registration info, meet visibility standards, and be approved by the DMV, while prohibiting fees higher than conventional plates. The bill also extends a vehicle mileage tracking pilot program (requiring odometer reporting at registration) until 2030. These changes directly affect vehicle owners, licensed lenders, and digital plate vendors.

Issues: ✓ Transportation

Bill status signed all 5 stages cleared

Introduction

Feb 2025

Committee Review

Jun 2025

Assembly Passage

Jun 2025

Senate Passage

Jun 2025

Signed into Law

Jun 2025

Introduced Feb 25, 2025 Signed Jun 10, 2025

Maddy AI version diff · 3 comparisons

What changed between versions

Reprint 2 → As Enrolled · 7 edits · Jun 10, 2025

MODERATE

This bill transitions from a draft version to its final 'As Enrolled' status, making it legally binding. Substantively, it authorizes the DMV to contract with licensed lenders to offer interest-free installment loans for vehicle registration fees, caps fees at 15% of the loan amount, and sets a $250 minimum loan size. It also expands the DMV's ability to issue digital license plates, extends a vehicle mileage data collection pilot program from 2026 to 2030, and relaxes licensing rules for lenders operating out-of-state or within multi-tenant office spaces.

Scope change

The bill's scope expanded to include specific exemptions for digital license plates from standard production facilities and new flexibility for lenders to operate outside Nevada or within shared commercial spaces.

REQUIREMENT

Requires the DMV to contract with a licensed person to offer interest-free installment loans for vehicle registration fees.

Caps fees or interest on registration loans at 15% of the total amount financed and sets a minimum loan size of $250.

Prohibits lenders from rolling over or refinancing the registration loans into other loans for the vehicle owner.

Authorizes the use of digital license plates that display registration info and allows the DMV to charge no more for them than for standard plates.

TIMELINE

Extends the expiration date for the vehicle mileage data collection pilot program from December 31, 2026, to December 31, 2030.

ELIGIBILITY

Allows lenders contracted by the DMV to apply for business licenses even if their physical location is outside the state.

Permits lenders to conduct business within any office or suite where other businesses are also solicited, rather than requiring a dedicated exclusive space.

Floor votes · Assembly May 30, 2025

How they voted

This bill passed the Senate by voice vote (no roll call recorded).

Full legislative history

Actions timeline

Total actions

Key actions

Committee

Jun 10, 2025

Signed into law

Approved by the Governor.

executive

Jun 4, 2025

Lower · Passed

In Assembly. To enrollment.

lower

Jun 2, 2025

Upper · Passed

Read third time. Passed. Title approved. (Yeas: 13, Nays: 8.) To Assembly.

upper

Jun 1, 2025

Upper · Passed

From committee: Do pass. Placed on Second Reading File. Read second time.

upper

May 30, 2025

Lower · Passed

From printer. To reengrossment. Reengrossed. Second reprint. Read third time. Passed, as amended. Title approved, as amended. (Yeas: 29, Nays: 13.) To Senate.

lower

May 29, 2025

Lower · Passed

From committee: Amend, and do pass as amended. Placed on General File. Read third time. Amended. (Amend. Nos. 883 and 889.) To printer.

lower

Apr 23, 2025

Lower · Passed

From printer. To engrossment. Engrossed. First reprint. To committee.

lower

Apr 21, 2025

Lower · Passed

From committee: Amend, and do pass as amended. Placed on Second Reading File. Read second time. Amended. (Amend. No. 318.) Taken from General File. Rereferred to Committee on Ways and Means. Exemption effective. To printer.

lower

Feb 26, 2025

Lower · Passed

From printer. To committee.

lower

1 primary · 0 co-sponsors