Interim study to explore the impact of genetic testing and its utilization within the life insurance industry, the effects of such testing in other states, and the role of insurance companies in this context

This resolution proposes a temporary research project for Nebraska's Banking, Commerce and Insurance Committee to examine how genetic testing impacts life insurance applications and coverage. The study will analyze insurance companies' use of genetic data, review similar practices in other states, and assess potential effects on consumers. It does not change current laws or regulations but will produce a report with findings and recommendations for lawmakers. The committee will complete this work during the legislative interim period.