Interim study to examine the causes of recent increases in homeowner's insurance premiums

This resolution (LR 199) directs Nebraska's Banking, Commerce and Insurance Committee to study the causes of rising homeowner insurance premiums in the state. The study will analyze premium trends, insurance company availability, policy types (like replacement cost vs. actual cash value), contractor claims, insurance fraud, and approaches used by other states. It will not change current laws but will inform future legislative decisions. The committee will submit a final report with findings and recommendations to the Legislature.