Provide a cause of action against certain adults for allowing a minor to possess a handgun and create an offense of leaving a loaded firearm in a location accessible to a minor

This bill creates two key provisions to enhance firearm safety around minors in Nebraska. First, it establishes a civil cause of action against parents, guardians, or spouses who knowingly allow a child under 14 to possess a handgun or ammunition, making them strictly liable for all damages if the minor causes injury. Second, it creates a new criminal offense for leaving a loaded firearm in an unsecured location accessible to a minor. The bill amends existing statutes to define "child" (under 14) and "handgun," and clarifies that these provisions apply to handguns only - not other firearms. It directly affects adults responsible for minors' safety, imposing legal consequences for negligent firearm access.