Change requirements under the Child Care Licensing Act for liability insurance coverage and inspections and investigations

LB 274 amends Nebraska's Child Care Licensing Act to increase liability insurance requirements for child care providers from $100,000 to $200,000 per incident during operating hours. It mandates unannounced annual inspections for facilities caring for fewer than 30 children and biannual inspections for larger facilities, requiring verification of current insurance coverage during each inspection. Failure to provide proof within three business days results in license suspension until compliance is verified. The bill directly affects licensed child care providers, including centers and family homes, by strengthening insurance and inspection protocols under the Act.