Require insurance coverage of acquired brain injury services and require insurance and medicaid coverage of certain testing and treatments for Alzheimer's disease and related dementia

This bill requires all health insurance policies and Medicaid in Nebraska to cover medically necessary treatments for acquired brain injuries (like those from stroke, trauma, or tumors) and specific Alzheimer's disease testing/treatments that slow progression. It mandates coverage for defined therapies including cognitive rehabilitation, neurobehavioral therapy, and community reintegration services without lifetime or annual limits that conflict with medical standards. Insurers must provide an expedited appeal process for denied coverage, resolved within five business days, with ongoing treatment continuing during appeals. The law directly affects insurers, Medicaid, and patients with qualifying brain injuries or Alzheimer's, ensuring access to critical care without arbitrary financial barriers.