Revising claimants' ability to receive insurance information

SB 293 allows individuals (claimants) who have suffered personal injury or wrongful death to request a statement from an insurer about the liability insurance limits of the potentially responsible party *before* filing a lawsuit. Insurers must respond within 45 days, and failure to comply could result in court-imposed sanctions. The requested insurance information cannot be used as evidence in trial, and the request must be made in good faith to avoid misuse. This bill aims to provide transparency about available insurance coverage early in legal proceedings, directly affecting claimants, insurers, and defendants in personal injury cases.