Generally revise laws related to electronic health care records

This bill requires health insurance carriers in Montana to establish and maintain specific application programming interfaces that allow patients and providers to access and exchange electronic health information. It mandates that insurers implement these digital connection points for patient records, provider directories, payer exchanges, and prior authorization processes by the dates set by federal regulations. Additionally, the law prohibits healthcare providers from blocking access to certain critical medical test results, such as cancer diagnoses, genetic markers, HIV status, and hepatitis indicators, requiring these results be shared with patients within 72 hours of finalization. The legislation also includes standard provisions for codification into state law, severability, and an effective date of January 1, 2026, with one section taking effect upon passage.