Revise insurance laws relating to wildfire and real property

This bill requires insurance companies in Montana that use wildfire risk scores to provide specific details about those scores when requested by property owners or applicants. The law mandates that insurers share the current risk score, the possible score range, the model creator, the score's creation date, and the factors that negatively impacted the score within 15 days of a request. This transparency measure applies only to admitted insurers operating in the state and defines wildfire risk scores as numerical values used to predict future wildfire-related insurance losses.