Generally revise bail bonds and insurance laws

This bill revises Montana laws governing surety bail bond insurance, primarily affecting insurance producers and bail bond agents. It reinstates pre-2023 examination requirements for licensing, ensuring applicants pass written tests on insurance laws and their specific lines of authority, while exempting certain groups like long-time licensees and nonresidents. The legislation also grants the insurance commissioner authority to create rules for commercial bail bond practices, including how collateral is handled and how bond forfeitures are reported. Additionally, it clarifies the various forms of bail that can be posted, such as cash deposits, real estate pledges, or commercial surety bonds.