Provide for limitations on collection of medical debt

This bill limits how medical debt can be collected in Montana by banning wage garnishment, prohibiting liens on bank accounts, and requiring a waiting period before extraordinary collection actions like lawsuits or selling debt to third parties. It directly affects patients who owe money for health care services and health care providers who bill for those services. The law also requires patients to receive an advanced notice about potential Medicare coverage issues before receiving certain services and mandates that bills not be sent to collections until insurance appeals are resolved. These measures aim to reduce the financial burden of medical debt while allowing providers to pursue collection through standard means after the specified protections are met.