Revise voluntary payment laws to include all claims

The title and act text were revised to explicitly state that the laws apply to 'all claims' and clarify that bad faith insurance actions are excluded from voluntary payment protections.

Section 26-1-701 was updated to ensure the legislative policy regarding voluntary payments covers all liability claims without ambiguity.

Section 26-1-703 was amended to remove redundant or conflicting language ('shall may not') and to explicitly list exceptions for attorney fee proceedings and discretionary damages.

Section 26-1-706 was revised to clarify that voluntary payments made before a judgment act as a credit against that judgment, preventing the payer from seeking a refund if the judgment is lower than the payment amount.

Formatting inconsistencies, such as extra line breaks and page headers, were standardized to align with the enrolled bill format.