Generally revise consumer protection laws

The bill number was changed from HB 0114.2 to HB 114, and the document header was updated to indicate it is an 'Enrolled Bill'.

Added a prohibition on charging extra fees for standard policy services when an insurance producer is selling insurance.

Expanded the list of prohibited unfair practices to include making claims payments without required explanatory statements.

Updated the scope of prohibited representations to include 'estate matters' in addition to investments, insurance, and tax matters.

Broadened the definition of 'health insurance lead generator' to explicitly include selling or transmitting customer information for follow-up sales.

Removed decorative separator lines and updated bill numbering format from HB 114.1 to HB0114.2.

The bill number was changed from LC 0104 to HB 114.1, and the header was updated to indicate this is an Authorized Print Version.

Minor formatting adjustments were made to the definition of 'Health insurance lead generator' and the list of prohibited unfair claim settlement practices to improve readability and alignment.