HB 3256 Missouri House · 2026 Regular Session

Requires retail businesses to accept cash as payment

HB 3256 requires most retail businesses to accept U.S. cash (Federal Reserve notes) for purchases, directly affecting stores selling goods or services. Key exceptions include fuel pumps without staff, transactions requiring credit card security deposits, prepaid card conversions meeting strict rules (no fees, no minimum deposit, receipt provided), banks/credit unions, and multi-location stores with at least one cash-accepting point. Violating the law is a class D misdemeanor punishable by up to $500 per transaction. The bill aims to ensure cash remains a viable payment option while exempting specific scenarios like automated fuel sales and financial institutions.
Bill status in committee 1 of 4 stages cleared
Introduction
Feb 2026
Committee Review
Floor Vote
Governor
Introduced Feb 10, 2026 Last action Apr 2, 2026
Maddy AI version diff · 1 comparison

What changed between versions

Introduced House Committee Substitute · 3 edits
MINOR
The bill was amended to explicitly include sports venues, concert halls, and school events in the requirement to accept cash, while adding a new exemption for all online retail transactions. The text also reorganized the list of exceptions for cash acceptance, clarifying the rules for prepaid cards and multi-location businesses.
Scope change
The scope was expanded to cover specific types of venues (sports, concerts, schools) and narrowed by adding a blanket exemption for online sales.
SCOPE

Added specific mention of sports venues, concert venues, halls, fairs, and MSHSAA events to the list of places required to accept cash.

ELIGIBILITY

Added a new exemption stating that the law does not apply to any online retail transaction of any kind.

REQUIREMENT

Reorganized the list of exceptions to clarify the conditions for prepaid cards and the rules for businesses with multiple points of sale at one address.

Floor votes

How they voted

No floor votes recorded yet.
Full legislative history

Actions timeline

Total actions
7
Key actions
2
Committee
3
Apr 2, 2026
Lower · Passed
HCS Reported Do Pass (H) - AYES: 5 NOES: 1 PRESENT: 0
lower
Apr 2, 2026
Lower · Passed
HCS Voted Do Pass (H)
lower
Feb 19, 2026
Committee
Referred: Special Committee on Tax Reform(H)
lower
Feb 10, 2026
Introduced
Introduced and Read First Time (H)
lower
1 primary · 1 co-sponsor

Sponsors