Prohibits temporary assistance for needy families (TANF) benefit cards from being used at ATMs or to access cash, and limits the items that may be purchased with TANF benefits

HB 1974 restricts how Temporary Assistance for Needy Families (TANF) and SNAP (food stamp) benefit cards can be used. It prohibits purchases at liquor stores, casinos, gambling venues, and for alcohol, tobacco, lottery tickets, or other items deemed not in a child's best interest. Recipients face disqualification periods (3 months for first violation, up to 5 years for third) if they make prohibited purchases, while businesses accepting such payments face escalating fines. The bill also requires recipients to make at least one electronic benefit transaction in Missouri every 90 days to avoid temporary payment suspension.