Creates provisions relating to prior authorization of health care services

HB 1675 limits when health insurance companies (health carriers) can require doctors and hospitals (health care providers) to get prior authorization for medical services. Specifically, insurers cannot demand prior approval unless they approved less than 90% of similar requests from that provider in the previous six-month period (either January-June or July-December). The bill requires insurers to notify providers within 25 days after each period, provide appeal options, and maintain an online portal showing all authorization decisions. It applies to most health plans but excludes Medicaid managed care organizations and providers who haven’t participated in a plan for a full six-month period. The law does not change what services are covered or allow providers to exceed their licensed scope.