Enacts provisions relating to insurance coverage of genetic screenings for cancer risk

SB 406 would require health insurers to cover genetic screenings that assess an individual's risk for certain cancers, such as breast or ovarian cancer. It directly affects people seeking these screenings, typically those with a family history or personal risk factors, by ensuring insurers pay for the tests without requiring copays or deductibles. The key provision mandates that insurers provide full coverage for these screenings as a standard benefit, removing financial barriers to early risk assessment. Currently, the bill is under review by the Senate Insurance and Banking Committee after being prefaced and read for the first time.