Creates provisions relating to insurance coverage for fertility treatments

HB 487 requires health insurance plans covering 25+ employees to include infertility diagnosis and treatment (like IVF, embryo transfer, artificial insemination, and egg freezing before cancer treatment) starting August 2025. It mandates coverage only after less expensive infertility treatments fail, limits IVF to four oocyte retrievals (with exceptions for live births), and excludes religious institutions that oppose the procedures based on faith. The bill directly affects employers offering group health plans and employees seeking fertility care, ensuring broader access while respecting religious exemptions. Coverage is not required for plans sponsored by religious organizations that object to the treatments.