Requires long-term care facilities to maintain liability insurance

HB 1372 requires all long-term care facilities licensed under the state chapter to maintain liability insurance covering resident and guest injuries from facility negligence. The policy must provide at least $1 million per incident and $3 million total coverage annually for death or personal injury claims. This directly affects nursing homes, assisted living centers, and similar facilities by mandating minimum insurance standards. The bill does not specify enforcement details or penalties for non-compliance. It is currently pending in the Emerging Issues committee after initial introduction.