Prohibits health carriers from requiring prior authorization of inpatient psychiatric hospital services

HB 1207 prohibits health insurance companies (health carriers) from requiring prior authorization for inpatient psychiatric hospital services. This directly affects individuals seeking inpatient mental health care and their health insurance providers. The bill eliminates the requirement for health carriers to review and approve such services before coverage is granted, removing a common administrative barrier. It specifically targets inpatient psychiatric hospital care for mental disorders as defined in Missouri law, streamlining access to this critical treatment.