Requests certain actions be taken by the Federal Deposit Insurance Corporation so that new chartered banks are established in Missouri

This is a state resolution from the Missouri House of Representatives that requests the Federal Deposit Insurance Corporation to take specific actions to help establish new banks in Missouri. The bill asks the FDIC to lower the initial capital requirements for new banks based on the local county's economic output and to shorten the strict regulatory compliance period for the first five years of operation. These measures aim to address the loss of over ninety community banks in the state since 2008 and help prevent the creation of banking deserts in rural areas. Because this is a request rather than a law passed by the federal government, it does not directly change federal regulations but serves as a formal appeal to federal banking authorities.