Banks and banking; revise various definitions, procedures and provisions related to.

SB 2383 updates Mississippi banking regulations to clarify definitions and streamline operations for state-chartered banks and thrifts. It redefines "electronic terminal" (including interactive teller machines or ITMs) and states banks can independently decide where to place these devices without prior regulatory approval. The bill also modifies dividend rules requiring commissioner approval if a bank is undercapitalized or under corrective action, and shifts charter renewal approvals from the State Comptroller to the Banking Commissioner. Additionally, it permits banks to invest in community development projects and public welfare investments under federal guidelines. These changes directly affect Mississippi banks by reducing regulatory barriers for terminal placement and investment while updating dividend and charter procedures.