Motor vehicles; create strict liability for damages in an accident when operating without liability insurance.

SB 2125 would require drivers in Mississippi who operate a vehicle without the state's minimum required liability insurance to pay for injuries caused in accidents. This would directly affect uninsured drivers by making them fully liable for damages without needing to prove the driver was at fault. The bill would rely on existing insurance requirements under Mississippi law and take effect on July 1, 2026, though it died in committee in February 2026.